Provider concentration: every arrangement
154 distinct arrangements, each read in full from a page that was fetched and stored before it was read. The supplying party is the one the source names as supplying. Where the source describes a mutual contribution, no direction is recorded rather than one being chosen.
This list is the whole basis for the statistic. Nothing was sampled and nothing was dropped for being inconvenient. Companies excluded from this dataset are absent and are not named, which is stated here rather than left to be discovered.
| Date | Parties | Type | Supplying party | Source | Sentence it was read from |
|---|---|---|---|---|---|
| 2026-08-18 | Plaid and Personetics | Infrastructure distribution | Plaid | PYMNTS | Personetics has added open finance intelligence to its artificial intelligence (AI)-powered personalization platform for banks and credit unions by partnering with Plaid. |
| 2026-08-18 | Interactive Brokers and Paysafe | Infrastructure distribution | Paysafe | PYMNTS | Automated global broker Interactive Brokers (IBKR) has integrated Paysafe's SafetyPay to enable eligible IBKR clients in Latin America to fund their IBKR accounts directly from personal bank accounts in local currencies. |
| 2026-08-13 | Airwallex and Affirm | Lender distribution agreement | Affirm | PYMNTS | Airwallex is adding Affirm's installment payment options to its checkout platform, giving merchants in 35 countries a way to offer pay-over-time financing to eligible customers in the United States. |
| 2026-08-13 | Maverick Payments and Findustry AI | Infrastructure distribution | Findustry AI | PYMNTS | Merchants and partners using the Maverick Payments platform can now access Findustry AI's Chargeback Agent to automate the dispute workflow. |
| 2026-08-12 | Flywire and Trustly | Infrastructure distribution | Trustly | PYMNTS | The expansion, done in partnership with Trustly, is designed to let payers authorize secure, large domestic and cross-border payments from their bank accounts and in their local currency. |
| 2026-08-10 | Toast and Adyen | Infrastructure distribution | Adyen | PYMNTS | Toast's platform, which includes point of sale systems, payments, online ordering, and back-of-house functions, relies on FinTech offerings that can support high-volume businesses across multiple markets. Adding Adyen to our U.S. payments e |
| 2026-08-04 | Priority Commerce and SeatGeek | Embedded finance placement | Priority Commerce | PYMNTS | Sports and entertainment organizations that partner with global ticketing firm SeatGeek can now access Priority Commerce's payment capabilities. They can also access Priority Commerce's payment infrastructure via SeatGeek's platform to supp |
| 2026-08-03 | Stripe and Synchrony | Lender distribution agreement | Synchrony | PYMNTS | Health and wellness providers in the United States that use Stripe will soon be able to offer CareCredit financing as part of their online checkout experience. This capability is enabled by a new integration with Stripe that embeds CareCred |
| 2026-07-22 | DoorDash and Astra | Infrastructure distribution | Astra | PYMNTS | DoorDash's banking product for delivery drivers, DoorDash Crimson, now includes instant deposits powered by Astra's Payment Cloud. |
| 2026-07-21 | American Express and Bottomline | Infrastructure distribution | Bottomline | PYMNTS | The new B2B payment experience, BIP Connect, enhances BIP by connecting eligible BIP customers to Paymode, a B2B payment network, through a new partnership with the network's owner, Bottomline, a provider of payments and FinTech solutions. |
| 2026-07-16 | Fireblocks and Circle | Infrastructure distribution | Circle | PYMNTS | Circle's Gateway and Circle Payments Network (CPN) are now natively accessible within Fireblocks' stablecoin infrastructure. Gateway gives Fireblocks customers access to a USDC Virtual Wallet that aggregates balances across supported chains |
| 2026-07-15 | Funderial and Smarterswipe | Lender distribution agreement | Funderial | PYMNTS | Funderial, a leading direct funder specializing in credit card receivables financing and revenue-based funding, today announced an expanded strategic partnership with Smarterswipe, a Las Vegas-based payments company. The collaboration under |
| 2026-06-25 | Stripe and Sunbit | Lender distribution agreement | Sunbit | Sunbit | Sunbit Launches on Stripe: Flexible Financing for In-Person Service Businesses. Sunbit for Stripe: boost conversions and average order value by offering flexible financing via Stripe. |
| 2026-06-25 | Treasury Prime and Green Dot | Infrastructure distribution | Green Dot | PYMNTS | Treasury Prime now enables its FinTech partners to let their customers add cash to their digital accounts at more than 90,000 participating Green Dot Network retail locations. This offering is enabled by Treasury Prime's new Prime Cash solu |
| 2026-06-25 | Sunbit and Crash Champions | Embedded finance placement | not stated | Sunbit | Crash Champions Activates Nationwide ‘Fix Now Pay Later' with Sunbit Products Pay Over Time Sunbit Credit Card Support Support Frequently Asked Questions Contact us Resources Resources Automotive Tips Dental Tips Customer Reviews Cust |
| 2026-06-25 | Sunbit and CCC | Embedded finance placement | not stated | Sunbit | CCC Intelligent Solutions Inc. (CCC), a leading cloud platform provider powering the insurance economy, today announced the availability of consumer financing within the CCC ONE platform. Through a new integration with Sunbit, collision rep |
| 2026-06-23 | U.S. Bank and GigSafe | Infrastructure distribution | U.S. Bank | PYMNTS | This capability is enabled by GigSafe's adoption of U.S. Bank's embedded payment solutions, which allow payments to occur seamlessly within the company's existing platform. We manage compliance, they provide the banking infrastructure, and |
| 2026-06-04 | Fundbox and Lili | Embedded finance placement | not stated | Fundbox | Fundbox is powering Lili Capital, a fully embedded credit experience built for the 200,000+ small business owners who trust Lili with their finances, and a clear demonstration of what's possible when the right capital infrastructure meets t |
| 2026-06-03 | Fundbox and FreshBooks | Embedded finance placement | not stated | Fundbox | Fundbox is now an embedded lending partner inside FreshBooks . Eligible U.S. service-based small business owners can use the revenue, invoice, and payment history already in their FreshBooks account to qualify for a Fundbox line of credit, |
| 2026-06-02 | Stripe and Affirm | Lender distribution agreement | Affirm | PYMNTS | The collaboration is designed to bring Affirm's solutions to U.K.-based Stripe merchants for the first time. Beginning next month, U.K. businesses using Stripe will be able to add Affirm to their online checkout. |
| 2026-05-28 | Gemini and xAI | Technology vendor | xAI | PYMNTS | The Command Center uses Grok AI models from SpaceX's xAI division. The new Command Center surfaces real-time signals, market summaries and AI-generated intelligence to keep users informed about topics they select. |
| 2026-05-28 | Homegrown and Square | Lender distribution agreement | Homegrown | PYMNTS | Homegrown, a revenue-based growth capital provider for brick-and-mortar businesses, today announced a pilot program with Square, the commerce platform. The program launches exclusively to Square sellers with $24 million in committed capital |
| 2026-05-27 | Circle and Nium | Infrastructure distribution | not stated | PYMNTS | The partnership will see the cross-border payments company join Circle's Payments Network (CPN) as a payout partner. The integration provides CPN participants with direct access to Nium's payout rails through a single interface, supporting |
| 2026-05-18 | Tempo and Morpho | Infrastructure distribution | Morpho | PYMNTS | The integration gives companies building on Tempo access to Morpho's decentralized lending marketplace, which manages about $7.5 billion in assets. The partnership will allow users to lend, borrow and earn yield on stablecoin balances direc |
| 2026-05-11 | Corpay and BVNK | Infrastructure distribution | BVNK | PYMNTS | The integration will let Corpay's more than 800,000 customers see a stablecoin balance alongside their fiat balances, and offer them embedded stablecoin wallets for sending, receiving, storing and converting stablecoins within the Corpay pl |
| 2026-05-05 | Credibly and Figure | Marketplace placement | Credibly | PYMNTS | Credibly is set to bring its small- to medium-sized business (SMB) loans and revenue-based financing products onto Figure's decentralized lending marketplace, Democratized Prime. The combination will enable SMB capital providers to access c |
| 2026-05-04 | Anthropic and FIS | Non financial provider distribution | Anthropic | PYMNTS | FIS and Anthropic have developed a Financial Crimes AI Agent. FIS will build and scale additional agents using Anthropic's Claude models, and FIS will make these agents available to its financial institution clients through one governed pla |
| 2026-04-27 | Customers Bank and OpenAI | Technology vendor | OpenAI | PYMNTS | Customers Bank will leverage OpenAI's advanced models to reimagine its lending, deposit and payment lifecycles. The collaboration will include direct onsite engagement with OpenAI's technical teams, with the companies working together to bu |
| 2026-04-23 | Regions Bank and Dash Solutions | Infrastructure distribution | Dash Solutions | PYMNTS | Our collaboration with Dash Solutions helps enable us to deliver smarter, faster tools that help clients move money confidently. Once a reimbursement is initiated through this new solution, recipients can choose to spend funds immediately v |
| 2026-04-22 | Flywire and KnowBe4 | Technology vendor | Flywire | PYMNTS | Human risk management platform KnowBe4 has selected Flywire as its preferred partner for global accounts receivable (AR) and international payments. The company aims to streamline cross-border workflows by leveraging Flywire's invoice-to-ca |
| 2026-04-22 | Block and Uber | Embedded finance placement | Block | PYMNTS | In the United States, the collaboration will make Block's Cash App Pay available as a payment option across Uber and Uber Eats. For Uber, it will offer access to 59 million monthly transacting Cash App users. |
| 2026-04-09 | Velera and Union Credit | Marketplace placement | Union Credit | PYMNTS | Velera has expanded its Fintech Engagement Program to include FinTech partners that will offer credit unions discounted pricing, waived fees or other exclusive benefits. The inaugural group of FinTech partners includes Coverbase, InvestiFi, |
| 2026-04-09 | Velera and Swaystack | Marketplace placement | Swaystack | PYMNTS | Velera has expanded its Fintech Engagement Program to include FinTech partners that will offer credit unions discounted pricing, waived fees or other exclusive benefits. The inaugural group of FinTech partners includes Coverbase, InvestiFi, |
| 2026-04-09 | Velera and Spiral | Marketplace placement | Spiral | PYMNTS | Velera has expanded its Fintech Engagement Program to include FinTech partners that will offer credit unions discounted pricing, waived fees or other exclusive benefits. The inaugural group of FinTech partners includes Coverbase, InvestiFi, |
| 2026-04-09 | Velera and Larky | Marketplace placement | Larky | PYMNTS | Velera has expanded its Fintech Engagement Program to include FinTech partners that will offer credit unions discounted pricing, waived fees or other exclusive benefits. The inaugural group of FinTech partners includes Coverbase, InvestiFi, |
| 2026-04-09 | Velera and InvestiFi | Marketplace placement | InvestiFi | PYMNTS | Velera has expanded its Fintech Engagement Program to include FinTech partners that will offer credit unions discounted pricing, waived fees or other exclusive benefits. The inaugural group of FinTech partners includes Coverbase, InvestiFi, |
| 2026-04-09 | Coverbase and Velera | Marketplace placement | Coverbase | PYMNTS | Velera has expanded its Fintech Engagement Program to include FinTech partners that will offer credit unions discounted pricing, waived fees or other exclusive benefits. The inaugural group of FinTech partners includes Coverbase, InvestiFi, |
| 2026-03-24 | Securitize and NYSE | Infrastructure distribution | Securitize | PYMNTS | With this partnership, the exchange (NYSE) has named Securitize the first digital transfer agent eligible to mint blockchain-native securities for corporate or ETF issuers on the platform. |
| 2026-03-24 | Human Interest and UBS | Marketplace placement | not stated | GlobeNewswire | UBS will make Human Interest available as a recordkeeping solution on its platform. Now, UBS Financial Advisors will benefit from the addition of Human Interest as a tech-forward, digital retirement plan solutions provider, expanding the ra |
| 2026-03-18 | Stripe and Visa | Infrastructure distribution | Visa | PYMNTS | Visa is supporting Stripe and Tempo's Machine Payments Protocol (MPP) by enabling card-based payments for trusted autonomous agent payments. The company is extending MPP to support card-based payments on its global network and enabling the |
| 2026-03-18 | J.P. Morgan Payments and Mastercard | Infrastructure distribution | Mastercard | PYMNTS | J.P. Morgan Payments and Mastercard have launched a new virtual card in Europe. By working with Mastercard, J.P. Morgan Payments says it can help OTAs modernize their payments operations using virtual cards. |
| 2026-03-03 | Mastercard and Travelsoft Pay | Infrastructure distribution | Mastercard | PYMNTS | Travelsoft Pay will leverage Mastercard's Wholesale Program (MWP) to simplify B2B payments across the travel ecosystem. This collaboration will provide payments infrastructure that is secure, scalable and travel-native. |
| 2026-02-23 | Paysafe and Spreedly | Infrastructure distribution | Paysafe | PYMNTS | This partnership sees Spreedly's payments orchestration platform integrating Paysafe as an acquirer to process credit card and debit card payments for online merchants in Europe, North America and other global markets. |
| 2026-02-23 | Chime and Cedarhurst Senior Living | Affinity and group distribution | Chime | PYMNTS | Chime Enterprise has announced three of the latest employers that have adopted its financial wellness suite, Chime Workplace. Chime Workplace is an enterprise financial health solution that includes financial tools such as earned wage acces |
| 2026-02-17 | Mastercard and Cloudflare | Non financial provider distribution | Cloudflare | PYMNTS | The collaboration is designed to help small businesses, governments and critical infrastructure against cyberthreats by combining attack surface monitoring capabilities from Mastercard's Recorded Future and RiskRecon with Cloudflare's Appli |
| 2026-02-17 | Payoneer and Bridge | Infrastructure distribution | Bridge | PYMNTS | The new offering, powered by stablecoin infrastructure platform Bridge, will let businesses securely receive, hold and send stablecoins as part of their everyday operations. The company says its partnership with Bridge adds complete, end-to |
| 2026-02-12 | Mastercard and Truist | Infrastructure distribution | Mastercard | PYMNTS | Truist launched its inaugural open banking integration, connecting first to Mastercard's open finance technology. These customers can connect to the apps of their choice via direct connections to Mastercard's open finance platform. |
| 2026-02-09 | Adyen and Uber | Technology vendor | Adyen | PYMNTS | The expanded partnership reflects Uber's growing use of Adyen's global payments platform to enhance performance and offer more alternative payment methods to support Uber's continued international growth. |
| 2026-02-05 | Polymarket and Circle | Infrastructure distribution | Circle | PYMNTS | The collaboration is designed to support dollar-denominated settlement infrastructure for Polymarket users. Native USDC is issued by Circle's regulated affiliates and is redeemable 1:1 for US dollars, providing a more capital efficient, sca |
| 2026-02-03 | Bolt and Atomic | Infrastructure distribution | Atomic | PYMNTS | Bolt has partnered with investing-as-a-service platform Atomic to add embedded investing capabilities to the Bolt SuperApp, a consumer finance platform. With this collaboration, the Bolt experience will offer consumers the ability to open b |
| 2026-02-03 | Visa and UnionPay | Infrastructure distribution | UnionPay | PYMNTS | Under the agreement, Visa Direct's card network will be connected to UnionPay International's MoneyExpress platform, enabling cross-border money movement into mainland China through Visa Direct. |
| 2026-02-02 | Affirm and Intuit | Lender distribution agreement | Affirm | PYMNTS | The capability will result from a new multiyear partnership between QuickBooks owner Intuit and Affirm, in which Affirm will become the exclusive pay-over-time solution built into QuickBooks Payments. Affirm will be offered as a payment met |
| 2026-01-27 | Fundbox and Mesirow | Lender distribution agreement | not stated | Fundbox | Facility will acquire US small business loans originated by Fundbox with capacity to scale over time. Strengthens Mesirow’s presence in asset-backed specialty finance through forward flow structure. CHICAGO – January 27, 2026 – Mesirow, an |
| 2026-01-21 | Visa and Acquired.com | Infrastructure distribution | Visa | PYMNTS | The collaboration is designed to bring to market Visa A2A, an account-to-account payment solution, for recurring and variable payments. Payments execute via Faster Payments, while Visa provides the operational governance, rules and commerci |
| 2026-01-21 | Stripe and TrueLayer | Infrastructure distribution | not stated | PYMNTS | Through this collaboration, thousands of Kustom merchants can now offer the shoppers a localized, instant bank payment option at checkout, enabled by TrueLayer's open banking technology and Stripe's global payments infrastructure. |
| 2026-01-21 | Regions Bank and Worldpay | Infrastructure distribution | Worldpay | PYMNTS | Regions Bank on Wednesday announced a major collaboration with payments technology company Worldpay, a Global Payments company. This new collaboration is designed to enhance how Regions' business clients, ranging from small businesses to ma |
| 2026-01-16 | Paysafe and Pay.com | Infrastructure distribution | Paysafe | PYMNTS | Pay.com has expanded the number of options offered by its payment orchestration platform by adding Paysafe as a recommended acquirer for card transactions for online merchants. The platform also integrated Paysafe's Skrill and Neteller digi |
| 2026-01-09 | Anthropic and Allianz | Technology vendor | Anthropic | PYMNTS | The companies plan to add Anthropic's Claude models to Allianz's internal AI platform that is available to everyone within Allianz. The applications will include Claude Code to help Allianz's developers with software development. |
| 2026-01-07 | Clover and Wink | Infrastructure distribution | Wink | PYMNTS | The collaboration integrates Wink's face and palm payments technology into Clover's platform. The new solution will enable Clover merchants to offer the fastest, most personalized checkout experience while helping to secure every transactio |
| 2026-01-07 | Affirm and Gr4vy | Lender distribution agreement | Affirm | PYMNTS | Merchants using Gr4vy's cloud-based payment orchestration platform can now offer Affirm's flexible payment options to eligible customers through online and mobile channels. With Affirm, Gr4vy merchants can allow approved customers to split |
| 2026-01-07 | J.P. Morgan and Digital Asset | Infrastructure distribution | J.P. Morgan | PYMNTS | The collaboration will initially focus on enabling the native issuance of Kinexys by J.P. Morgan's deposit token product JPM Coin on Canton. The companies will later explore the integration of J.P. Morgan's Blockchain Deposit Accounts and o |
| 2026-01-07 | JPMorgan Chase and Apple | Bank sponsorship | not stated | JPMorgan Chase | Today, Apple and Chase announced that Chase will become the new issuer of Apple Card, with an expected transition in approximately 24 months. |
| 2026-01-06 | Stripe and Crypto.com | Infrastructure distribution | Crypto.com | PYMNTS | An integration of Crypto.com with Stripe will enable businesses to more easily accept crypto payments through Crypto.com Pay and will enable their customers to pay with their preferred cryptocurrency. With the integration, Stripe converts p |
| 2026-01-06 | Citi and CredAble | White label | CredAble | PYMNTS | With this partnership, Citi enhanced its digital trade loan journey by adding a new verification layer powered by CredAble's white-labelled solution. For Citi's corporate clients and their suppliers, the collaboration delivers a seamless di |
| 2026-01-02 | Mastercard and Fiserv | Infrastructure distribution | Mastercard | PYMNTS | Under the agreement, Fiserv will integrate Mastercard's Agent Pay Acceptance Framework into its merchant acceptance infrastructure, enabling AI-initiated purchases to be authenticated, tokenized and settled through existing card network rai |
| 2025-12-18 | TJM Investments and Ripple | Infrastructure distribution | Ripple | PYMNTS | Ripple is investing in TJM and will continue to provide infrastructure to support its execution and clearing services. The expanded partnership with Ripple enables TJM to offer its clients improved capital and collateral efficiency as well |
| 2025-12-17 | Visa and Akamai | Non financial provider distribution | Akamai | PYMNTS | This collaboration will integrate Visa's Trusted Agent Protocol with Akamai's edge-based behavioral intelligence, user recognition, and bot and abuse protection. By collaborating with Akamai to deploy Trusted Agent Protocol, we're deliverin |
| 2025-12-17 | Mastercard and Interchecks | Infrastructure distribution | Mastercard | PYMNTS | The collaboration brings together Mastercard's Open Finance capabilities and Interchecks' Pay by Bank solution. As part of this partnership, Interchecks will leverage Mastercard's Open Finance verification tools and network access. |
| 2025-12-16 | OpenAI and BBVA | Technology vendor | OpenAI | PYMNTS | BBVA said it will deploy ChatGPT Enterprise across its global workforce and work with OpenAI to co-develop AI systems spanning core banking functions, including internal productivity, software development, risk analysis and customer engagem |
| 2025-12-15 | Visa and MassPay | Infrastructure distribution | Visa | PYMNTS | MassPay has integrated Visa Direct with its global payout orchestration platform to enable faster payouts to cards, bank accounts and digital wallets. The collaboration will provide businesses using MassPay with a single connection that han |
| 2025-12-12 | Ripple and AMINA Bank | Infrastructure distribution | Ripple | PYMNTS | Switzerland-based AMINA Bank has integrated Ripple Payments to reduce the friction between blockchain and traditional banking rails and enable the bank's clients to move funds seamlessly. |
| 2025-12-10 | Visa and Lumanu | Infrastructure distribution | Visa | PYMNTS | Lumanu has extended its payments and compliance platform for the global creative economy to deliver real-time payments to creators and contractors in more than 195 countries and territories. The company did so by integrating Visa's real-tim |
| 2025-12-09 | Fifth Third Bank and Brex | Infrastructure distribution | Brex | PYMNTS | Fifth Third Bank and Brex have partnered on a commercial card that will enable the bank's commercial banking clients to access Brex's intelligent finance platform. The card is built on the Brex Embedded payments infrastructure and will beco |
| 2025-12-09 | PNC Bank and Coinbase | Infrastructure distribution | Coinbase | PYMNTS | PNC Bank now enables eligible clients of its PNC Private Bank to buy, hold and sell bitcoin directly through its digital banking system. These direct spot bitcoin trading capabilities are powered by Coinbase's Crypto-as-a-Service (CaaS) inf |
| 2025-12-09 | Apple and Klarna | Embedded finance placement | Klarna | PYMNTS | The company's pay-later products are now available for consumers checking out on Apple Pay in France and Italy. This brings the Klarna-Apple Pay collaboration to a total of eight major markets. |
| 2025-11-26 | Visa and Aquanow | Infrastructure distribution | Aquanow | PYMNTS | The integration of Visa's technology stack and Aquanow's global digital asset infrastructure will allow Visa's network of issuers and acquirers to settle transactions using approved stablecoins. |
| 2025-11-25 | Sezzle and David's Bridal | Embedded finance placement | Sezzle | PYMNTS | The partnership lets shoppers choose Sezzle at checkout in David's Bridal's more than 190 locations today, with eCommerce integration to follow. Guests can pay in full through Sezzle's hosted checkout or split purchases into four interest-f |
| 2025-11-19 | Esusu and Zillow | Embedded finance placement | not stated | GlobeNewswire | CreditClimb, an affordable and straightforward credit-building tool powered by Esusu. Starting today, renters nationwide can enroll directly through Zillow to have their on-time rent payments automatically reported to all three major credit |
| 2025-11-19 | Fundbox and Wave | Embedded finance placement | not stated | GlobeNewswire | New integration brings Fundbox’s embedded capital infrastructure to over 350,000 Wave customers through Wave Perks, enabling faster and more flexible funding options SAN FRANCISCO, Nov. 19, 2025 (GLOBE NEWSWIRE) -- Fundbox , the leading emb |
| 2025-11-18 | Mastercard and Polygon Labs | Non financial provider distribution | Polygon Labs | PYMNTS | Mastercard is expanding its Crypto Credential to self-custody wallets in collaboration with Polygon Labs and Mercuryo. Mastercard picked Polygon as the first blockchain network to power this launch, pointing to its speed, reliability, and p |
| 2025-11-18 | U.S. Bank and Kyriba | Infrastructure distribution | Kyriba | PYMNTS | U.S. Bank now offers its business clients an artificial intelligence-enabled cash forecasting tool powered by Kyriba's liquidity performance platform. The tool can be accessed by clients through U.S. Bank's treasury management platform, Sin |
| 2025-11-18 | Mastercard and Mercuryo | Infrastructure distribution | Mastercard | PYMNTS | Mastercard is expanding its Crypto Credential to self-custody wallets in collaboration with Polygon Labs and Mercuryo. Mercuryo will act as the initial issuer, onboarding verified users and allowing for the creation of Mastercard Crypto Cre |
| 2025-11-17 | WEX and Tesla | Non financial provider distribution | Tesla | PYMNTS | This capability is enabled by a new integration of the EV Driver by WEX app with the Tesla Supercharger network. The integration added 20,000 fast-charging points across 1,500 locations to the WEX platform, increasing the number of high-pow |
| 2025-11-13 | Robinhood and Gopuff | Non financial provider distribution | Gopuff | PYMNTS | The company is teaming with delivery platform Gopuff to let customers withdraw cash from their Robinhood bank accounts and have it brought to their homes. For a delivery fee of $6.99, customers can have cash delivered to their homes in a se |
| 2025-11-13 | Mastercard and Thunes | Infrastructure distribution | Thunes | PYMNTS | This involves Mastercard Move facilitating near-real-time payouts to stablecoin wallets using Thunes' Direct Global Network. Through this alliance with Thunes, it will offer stablecoin wallets as a new endpoint, giving banks and payment pro |
| 2025-11-13 | Amboss Technologies and Voltage | Infrastructure distribution | not stated | PYMNTS | Amboss Technologies, a payments infrastructure provider, and Voltage, a leading Lightning Payment Provider, today launched an enterprise stack that pairs Voltage's Lightning Payments API with Amboss Rails, letting businesses accept instant, |
| 2025-11-07 | Mastercard and Upward | Infrastructure distribution | Mastercard | PYMNTS | Upward also announced in the release that it formed a strategic partnership with Mastercard that will enable Upward's customers to launch a Mastercard-branded card program in weeks. |
| 2025-11-06 | American Express and Emburse | Embedded finance placement | American Express | PYMNTS | The expansion resulted in the addition of two new features, including American Express virtual card issuance and real-time transaction data, in Emburse's Enterprise Expense platform. With these new features, customers of the two firms can i |
| 2025-11-06 | Visa and Nuvei | Infrastructure distribution | Visa | PYMNTS | Nuvei has integrated Visa Direct for Account into its global payments platform. The integration lets merchants send funds directly to consumers' and workers' bank accounts in eligible countries. |
| 2025-11-05 | LendingClub and Wisetack | Lender distribution agreement | Wisetack | PYMNTS | The partnership aims to accelerate LendingClub's move into this space by allowing the company to leverage Wisetack's network of 40,000 contractor merchants. In the initial phase, LendingClub will purchase participation certificates in early |
| 2025-11-04 | Chime and UKG | Marketplace placement | Chime | PYMNTS | UKG, a platform for human resources, pay and workforce management, added Chime's financial wellness suite, Chime Workplace, to its UKG Marketplace. The move makes Chime Workplace available to the 80,000 businesses around the world that use |
| 2025-10-29 | PNC Bank and Visa | Infrastructure distribution | Visa | PYMNTS | This collaboration enables PNC Bank's Treasury Management Platform to access real-time payment rails through Visa Direct and offer PNC clients streamlined and efficient money-movement and payment processes. |
| 2025-10-29 | Barclays and Visa | Infrastructure distribution | Visa | PYMNTS | The new agreement spans issuing and acquiring across Barclays' retail, corporate, business, United States and private bank businesses. Visa will continue to support Barclays issued card credentials in the U.K., while also helping promote gr |
| 2025-10-28 | Apple and Unlimit | Infrastructure distribution | Apple | PYMNTS | Unlimit says it has integrated Apple Pay transfer capabilities into its platform. This new integration is designed to let retail customers using Unlimit seamlessly transfer their fiat funds to eligible Apple Pay cards. |
| 2025-10-28 | OpenAI and PayPal | Embedded finance placement | PayPal | PYMNTS | PayPal has struck a partnership with OpenAI to embed its digital wallet into ChatGPT. In addition, PayPal says it will support payments processing for merchants leveraging OpenAI Instant Checkout. |
| 2025-10-27 | Thredd and LoanPro | Infrastructure distribution | LoanPro | PYMNTS | Thredd said it has entered the credit space and has integrated LoanPro's composable credit infrastructure to underpin its new offerings. With the integration of LoanPro's infrastructure, Thredd's clients will be able to accelerate their des |
| 2025-10-27 | One Inc and Guidewire | Marketplace placement | One Inc | PYMNTS | Canadian property and casualty insurers using the Guidewire platform will be able to add One Inc's embedded digital payments solution, ClaimsPay, next year. ClaimsPay will be added to the Guidewire Marketplace and available as a Guidewire i |
| 2025-10-27 | HSBC and ValidiFi | Technology vendor | ValidiFi | PYMNTS | Banking giant HSBC turned to ValidiFi and its account validation and risk detection solutions. The partnership will employ ValidiFi's data intelligence to validate account ownership, detect fraudulent payment attempts and identify suspiciou |
| 2025-10-24 | Mastercard and Juspay | Infrastructure distribution | Mastercard | PYMNTS | Multinational payments technology company Juspay has integrated Mastercard's Click to Pay in Brazil and will offer merchants a plug-and-play integration. With the addition of Click to Pay to Juspay's platform, merchants can enable faster ch |
| 2025-10-23 | Affirm and Worldpay | Lender distribution agreement | Affirm | PYMNTS | The new arrangement will integrate Affirm into Worldpay's embedded payments offering for software platforms. Worldpay for Platforms provides embedded payments for more than 1,000 software-as-a-service companies. |
| 2025-10-21 | Affirm and Wayfair | Embedded finance placement | Affirm | PYMNTS | Affirm is extending its existing relationship with Wayfair, integrating its buy now, pay later option directly into the home goods retailer's checkout experience. Consumers will now be able to select Affirm at checkout. |
| 2025-10-16 | Flywire and Workday | Embedded finance placement | Flywire | PYMNTS | Flywire announced that it has expanded its partnership with Workday, integrating Flywire's payments and student financial software with Workday Student. The integration allows higher-education institutions using Workday Student to process s |
| 2025-10-16 | First Internet Bank and Parlay Finance | Technology vendor | Parlay Finance | PYMNTS | First Internet Bank has integrated Parlay Finance's artificial intelligence-native Loan Intelligence System to enhance its Small Business Administration lending. The system enables its SBA lending operations team to eliminate manual tasks a |
| 2025-10-15 | One Inc and Copart | Embedded finance placement | One Inc | PYMNTS | One Inc, a digital payments network for the insurance industry, is now enabling faster lienholder payments for total loss vehicle claims on Copart's Title Express and Loan Payoff system. Copart integrated One Inc's ClaimsPay platform to imp |
| 2025-10-15 | Visa and Standard Chartered | Infrastructure distribution | Visa | PYMNTS | Global bank Standard Chartered integrated the digital payment network Visa Direct to add greater speed, transparency and cost efficiency to its SC PrismFX and low-value global disbursements offerings. |
| 2025-10-13 | LSEG and Microsoft | Non financial provider distribution | Microsoft | PYMNTS | The collaboration will allow LSEG customers to connect with the company's licensed data to build AI agents in Microsoft Copilot Studio. Copilot Studio is a low-code platform that helps users create, customize and deploy AI agents that can b |
| 2025-10-09 | Klarna and Google | Technology vendor | PYMNTS | Klarna will use Google Cloud's AI systems and models to design new in-app experiences and marketing tools. Early pilot programs using Google's Veo 2 and Gemini 2.5 Flash Image technologies produced digital lookbooks and personalized campaig | |
| 2025-10-08 | Fiserv and Bank of North Dakota | Infrastructure distribution | Fiserv | PYMNTS | Bank of North Dakota, a state-owned bank, partnered with Fiserv to launch a stablecoin. The coin is fully backed by U.S. dollars and is designed to facilitate bank-to-bank transactions, global money movement and merchant adoption. It is set |
| 2025-10-08 | FIS and Glia | Infrastructure distribution | Glia | PYMNTS | FIS integrated Glia's artificial intelligence-powered customer interaction platform into its online banking platform. The integration of Glia's AI for All into FIS' Digital One provides AI agents that respond to routine inquiries, and enabl |
| 2025-10-07 | Wells Fargo and Amazon | Marketplace placement | Wells Fargo | PYMNTS | Amazon Autos has added Chase, Santander and Wells Fargo to the lenders offering financing options on its automotive storefront. Shoppers can gain more insights and options when seeing and comparing rates. |
| 2025-10-07 | Amazon and Santander | Marketplace placement | Santander | PYMNTS | Amazon Autos has added Chase, Santander and Wells Fargo to the lenders offering financing options on its automotive storefront. Shoppers can gain more insights and options when seeing and comparing rates. |
| 2025-10-07 | Sezzle and Dermstore | Embedded finance placement | Sezzle | PYMNTS | Pay later platform Sezzle expanded its merchant list ahead of the holiday shopping season. Joining Sezzle are women's fashion retailer Cato Fashions and sporting goods and apparel seller SCHEELS. Also joining the platform are D&B Supply, a |
| 2025-10-07 | Sezzle and D&B Supply | Embedded finance placement | Sezzle | PYMNTS | Pay later platform Sezzle expanded its merchant list ahead of the holiday shopping season. Joining Sezzle are women's fashion retailer Cato Fashions and sporting goods and apparel seller SCHEELS. Also joining the platform are D&B Supply, a |
| 2025-10-07 | Sezzle and SCHEELS | Embedded finance placement | Sezzle | PYMNTS | Pay later platform Sezzle expanded its merchant list ahead of the holiday shopping season. Joining Sezzle are women's fashion retailer Cato Fashions and sporting goods and apparel seller SCHEELS. Also joining the platform are D&B Supply, a |
| 2025-10-07 | Chase and Amazon | Marketplace placement | Chase | PYMNTS | Amazon Autos has added Chase, Santander and Wells Fargo to the lenders offering financing options on its automotive storefront. Shoppers can gain more insights and options when seeing and comparing rates. |
| 2025-10-07 | Sezzle and Cato Fashions | Embedded finance placement | Sezzle | PYMNTS | Pay later platform Sezzle expanded its merchant list ahead of the holiday shopping season. Joining Sezzle are women's fashion retailer Cato Fashions and sporting goods and apparel seller SCHEELS. Also joining the platform are D&B Supply and |
| 2025-10-02 | Klarna and BoomerangFX | Embedded finance placement | Klarna | PYMNTS | One of the new integrations is Stripe, which allows clinics to process online and in-clinic payments. Other new integrations include Affirm and Klarna, which offer buy now, pay later options that include instant approval for patient financi |
| 2025-10-02 | Affirm and BoomerangFX | Embedded finance placement | Affirm | PYMNTS | One of the new integrations is Stripe, which allows clinics to process online and in-clinic payments. Other new integrations include Affirm and Klarna, which offer buy now, pay later options that include instant approval for patient financi |
| 2025-10-02 | Stripe and BoomerangFX | Embedded finance placement | Stripe | PYMNTS | One of the new integrations is Stripe, which allows clinics to process online and in-clinic payments, administer recurring memberships and packages, and offer patients real-time financing plans. Other new integrations include Affirm and Kla |
| 2025-10-01 | Affirm and Ace Hardware | Embedded finance placement | Affirm | PYMNTS | This collaboration provides a pay-over-time option for hardware customers buying in store at Ace's 5,200, mostly independently owned, locations. Ace customers can pay in-store with Affirm by scanning a QR code at checkout in participating s |
| 2025-09-30 | One Inc and Equisoft | Infrastructure distribution | One Inc | PYMNTS | One Inc's PremiumPay platform has been integrated into Equisoft's life insurance policy administration solutions. For the more than 300 financial institutions globally that use Equisoft's solutions, PremiumPay will reduce manual processing, |
| 2025-09-25 | PayPal and Spark | Marketplace placement | PayPal | PYMNTS | Decentralized finance firm Spark onboarded PayPal's stablecoin, PYUSD, and plans to grow it. Spark said it helps new stablecoins grow by adding them in SparkLend to create a lending market for supply and borrowing. |
| 2025-09-25 | SAP Taulia and Boost Payment Solutions | Infrastructure distribution | Boost Payment Solutions | PYMNTS | SAP Taulia has enabled automation of the use and acceptance of its virtual cards by integrating Boost Payment Solutions' straight-through processing technology. The suppliers of SAP Taulia's customers can now leverage Boost's services to pr |
| 2025-09-23 | Visa and intella | Non financial provider distribution | intella | PYMNTS | The collaboration will provide Visa's network with access to intellaCX, which enables unstructured call data to be used for compliance, agent performance and product development, and Ziila, which is intella's AI agent. The companies will us |
| 2025-09-22 | PayPal and Stable | Infrastructure distribution | PayPal | PYMNTS | Stable said that PayPal Ventures invested in its latest funding round and that Stable will enable users to utilize PayPal's stablecoin, PayPal USD (PYUSD), on its blockchain. |
| 2025-09-18 | WEX and GoodLeap | Lender distribution agreement | GoodLeap | PYMNTS | The new WEX FSM incorporates the WEX Fleet Card, Advanced Reporting, and access to GoodLeap's flexible financing options and Pricebooks Digital's Enhanced Pricebooks. Today, the platform serves more than 35,000 contractors. |
| 2025-09-17 | Mastercard and HyperPay | Infrastructure distribution | Mastercard | PYMNTS | Mastercard and payment gateway provider HyperPay have partnered to issue commercial cards in Saudi Arabia, the United Arab Emirates and Qatar. The collaboration aims to serve small and medium-sized businesses, helping them streamline expens |
| 2025-09-17 | PayPal and Google | Embedded finance placement | PayPal | PYMNTS | The partnership includes embedding PayPal's branded checkout, Hyperwallet global payout capabilities and PayPal Payouts mass payments solutions across Google's platforms, and making PayPal Enterprise Payments a key payment provider processi |
| 2025-09-17 | Plaid and PrimeRevenue | Infrastructure distribution | Plaid | PYMNTS | PrimeRevenue integrated Plaid Identity Verification (IDV) into its PrimeRevenue Platform. The integration will help suppliers secure payments using IDV's global identity and document verification, facial biometrics and real time fraud signa |
| 2025-09-10 | DailyPay and APS | Embedded finance placement | DailyPay | PYMNTS | Businesses that use the APS human capital management platform can now offer their employees access to on-demand pay. The capability comes from the new integration of DailyPay's On-Demand Pay solution into the APS app. |
| 2025-09-09 | Trustly and Episode Six | Infrastructure distribution | Episode Six | PYMNTS | Under the agreement, Episode Six will provide the issuer processing technology for Trustly's card rail plugin integration. The collaboration is designed to enable U.S. retail merchants to accept pay by bank through their existing card netwo |
| 2025-09-07 | Aiwyn and QuickFee | Lender distribution agreement | QuickFee | PYMNTS | The company's partnership with QuickFee will enable Aiwyn to provide customers with access to QuickFee's Pay Later finance offering, and QuickFee customers can continue to use their existing payment solutions while also gaining access to Ai |
| 2025-09-04 | equipifi and Jack Henry | Marketplace placement | equipifi | PYMNTS | Financial institutions using Jack Henry's SilverLake System banking platform can now deploy equipifi's buy now, pay later solution. This capability results from equipifi joining the Jack Henry Fintech Integration Network, which helps Jack H |
| 2025-09-03 | LoanPro and Synctera | Infrastructure distribution | LoanPro | PYMNTS | The collaboration brings together Synctera's banking and payments platform and LoanPro's lending and credit platform. Integrating LoanPro's scalable credit underwriting and loan servicing technology into the Synctera Platform creates a unif |
| 2025-08-28 | Mastercard and Infosys Finacle | Infrastructure distribution | Mastercard | PYMNTS | Digital banking solution provider Infosys Finacle has integrated the Mastercard Move portfolio of money movement capabilities. This collaboration will offer financial institutions streamlined onboarding and enhanced access to Mastercard Mov |
| 2025-08-25 | Visa and Authvia | Infrastructure distribution | Visa | PYMNTS | Text-to-pay platform Authvia has integrated Visa's real-time money movement capabilities into its core offering. The collaboration with Visa Direct allows for real-time disbursements across industries such as healthcare, automotive services |
| 2025-08-22 | Chime and Workday | Embedded finance placement | Chime | PYMNTS | The Workday Wellness employee benefits platform will integrate the Chime Workplace suite of financial wellness solutions, enabling employers to offer additional benefits. Workday customers can enable these benefits through the Workday Welln |
| 2022-01-19 | JPMorgan Chase and Instacart | Bank sponsorship | not stated | JPMorgan Chase | Chase, the largest co-brand card issuer in the U.S., and Instacart, the leading online grocery platform in North America, today announced an expansion of their existing partnership to make Chase the exclusive issuer of Instacart's first cre |
| 2020-10-22 | Kin Insurance and Cinch Home Services | Non financial provider distribution | Cinch Home Services | Kin Insurance | Insurance partners are using Cinch to develop new coverages and customer experiences that result in deeper and more engaged relationships with their policyholders. Our new partnership with Kin combines home insurance and home services to cr |
| 2020-08-25 | Kin Insurance and Snapsheet | Technology vendor | not stated | Kin Insurance | Kin Insurance selects Snapsheet to deploy end-to-end claims management platform Kin Insurance selects Snapsheet to deploy end-to-end claims management platform Insurtech leaders join forces to automate and manage home insurance claims CHICA |
| 2020-04-08 | Kin Insurance and Cape Analytics | Technology vendor | not stated | Kin Insurance | has expanded its partnership with Cape Analytics. Kin is using Cape Analytics' geospatial property intelligence to inform its homeowner insurance offering and provide customers the best possible coverage at the lowest price with the least h |
| not stated | Highnote and Visa | Marketplace placement | Highnote | Highnote | Highnote has finished its Visa Ready certification and will join Visa's Fintech Fast Track program as an enabler in the US market, where it can help digital enterprises launch differentiated card programs rapidly using its GraphQL API platf |
| not stated | Self Financial and Ingo Payments | Infrastructure distribution | Ingo Payments | PYMNTS | Ingo is providing its embedded banking services to support the operations of Self's recently launched earned wage access product, Self Cash. By integrating Ingo's instant disbursement capabilities, Self can deliver cash advances in real tim |
| not stated | PatientFi and Aesthetic Record | Embedded finance placement | PatientFi | PYMNTS | Aesthetic Record and PatientFi announced a strategic partnership that brings together PatientFi's patient financing solutions with Aesthetic Record's Practice Management system, allowing providers to offer flexible financing and loyalty rew |
| not stated | Visa and nekuda | Infrastructure distribution | Visa | PYMNTS | nekuda today announced pilots of agentic commerce through its integration with Visa Intelligent Commerce, enabling AI agents and AI-native consumer applications to complete secure, user-authorized transactions at scale. |
| not stated | dhango and FNBO | Bank sponsorship | FNBO | PYMNTS | dhango, a payments infrastructure company that empowers companies and platforms to seamlessly embed payments, announced a strategic partnership with FNBO (First National Bank of Omaha). FNBO operates as the Originating Depository Financial |
| not stated | Lithic and Lightspark | Infrastructure distribution | Lithic | PYMNTS | Lithic, the card issuer processing platform powering next-generation financial experiences, and Lightspark, the open infrastructure for moving money worldwide, today announced a partnership to power Lightspark's card program on the Visa net |
| not stated | Lithic and Monavate | Infrastructure distribution | not stated | PYMNTS | Lithic contributes a developer-first processing platform built with direct network connections and sophisticated Authorization Intelligence across debit, prepaid, charge and credit constructs. Monavate contributes the foundation beneath it: |
| not stated | Tabbed and Toast | Embedded finance placement | Tabbed | PYMNTS | By combining Tabbed's proprietary Bluetooth technology with Toast's platform as a part of the Toast Partner Ecosystem, Tabbed can allow guests to automatically connect their phones to an active check. |
| not stated | Highnote and Coinflow | Infrastructure distribution | not stated | Highnote | Coinflow has partnered with Highnote to power the next phase of its growth. Coinflow is a rapidly growing payments company building the bridge between traditional card payments and the digital asset economy, enabling businesses to grow fast |
| not stated | Increase and Check | Infrastructure distribution | not stated | Increase | Check partners with Increase to enable reliable, transparent payroll solutions. Check is a leading embedded payroll infrastructure, giving businesses the ability to integrate payroll directly into their platforms, supporting thousands of bu |
| not stated | Increase and Vantaca | Embedded finance placement | not stated | Increase | Vantaca, a leading platform for community association management, launched a new solution, Vantaca Vendor, to allow property managers to pay vendors directly from the same system where they manage invoices, approvals, and accounting. The so |
| not stated | Kin Insurance and Oncourse Home Solutions | Affinity and group distribution | not stated | Kin Insurance | Kin today announced a partnership with Oncourse Home Solutions, giving Kin home insurance customers the opportunity to enroll in optional home protection programs offered by Oncourse, including underground water and sewer line protection. E |
| not stated | Truist Bank and Marsh McLennan Agency | Referral and lead flow | Marsh McLennan Agency | Truist Bank |